Denver Metro Homes – The Edge Group

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Welcome to The Edge Group, specializing in Denver Metro Residential Real Estate. Our team would like nothing more than to be your guide to the Denver Metro real estate market, one of the most dynamic and exciting markets in America. If you are looking forward to purchasing homes in a great Denver area then this site is for you! This site contains listings for thousands of homes in the Denver Metro area. The Edge Group agents are ready to assist you with whatever needs you might have, whether it’s scouring Denver for your dream home, or selling your condo or loft quickly and efficiently. Our Denver Metro Realtors have a wide variety of experiences and a vast base of knowledge, enabling us to provide our customers with the utmost level of customer service

At The Edge Group we specialize in the sale & purchase of all properties. No matter what type of property you are seeking in the Denver area, The Edge Group can provide professional and intelligent real estate service. Whether you’re looking for a condo or townhome in the Denver area, or for a loft, or maybe just for a conventional home, The Edge Group has the answers and experience you need to get the most from your sale or purchase. Feel free to contact us today with any questions or queries.

Are you thinking about selling your home? If so, then why not visit our free home evaluation page? We can help you to learn what the proper value of your home is – just fill out the form and we’ll compare your property with other Denver Metro homes for sale. Once you have this vital information, you’ll be better informed and able to decide on an asking price for the home that suits all of your requirements.

Is there a new home in The Denver Metro Area in your plans? There are thousands of Denver homes for sale, and they will not all be to your liking. Separate the wheat from the chaff! Our buyer program searches the listings of Denver Metro homes for sale daily, taking into account your requirements and needs – then the listings that fit your criteria are emailed directly to you!

Denver Metro Home Search. If you’re searching for properties in The Denver Metro Area, there is no greater or more powerful tool than our Denver Metro MLS search. Our personalized search allows you access to thousands of homes in the Denver area. Customize your own search to ensure that you only see the kind of homes you want in a price range that you can afford. No matter what you are looking for in a new home, our Denver Metro MLS search allows to you define your own parameters, number of bedrooms or bathrooms, location, or price range.

Paul Gruber on Zillow
Denver Real Estate

203K Q and A

What is a 203K loan? The 203K loan is a FHA loan that provides financing for a home that needs to be rehabilitated that traditional banks won’t finance. The home price and cost of fixing the home are rolled into one loan. How does it work? A 203K loan helps home owners by making repair costs of a home part of the mortgage payment. The repair part of the loan is put into an escrow account and pays for repairs and contractors. How is the repair escrow price decided? The repair escrow of a 203K loan is decided by estimates… Read More »

CHFA: What is it, and how can it work for you?

CHFA, or Colorado Housing and Finance Authority, is an organization that helps Coloradans achieve the dream of home ownership. They have their own loan program that helps lower income families buy a house. There are income limits with this program, so be sure to check with your lender to see if you qualify.   The steps to obtaining a CHFA loan are fairly simple. First, you will be required to take a homebuyer education course. They are available both online and in classes around the Denver-metro area. The course is free, and helps buyers learn about all the terminology and… Read More »

Denver Metro Area 2012 Real Estate Forecast

Home prices: Your local forecast Denver-Aurora-Broomfield, CO Metropolitan Statistical Area Forecast change: second quarter, 2011 – second quarter, 2012    -4% Forecast change: second quarter, 2012 – second quarter, 2013 +2.8% Market fundamentals Median Family Income (2010) $74,000 Median Home Price (Second quarter 2011) $254,000 Change in Home Prices (From second quarter 2010 thru second quarter 2011) -2.7% Worst 1-Year Home Price Change (1980-2011) -6.2% (2006:Q1)

Great Home Loan offered for Doctors in the Denver Metro Area

Maximum loan amount $850,000 Maximum LTV/CLTV 89.99% Minimum Loan Score 720 Qualifying ratio 33% housing ratio and 38% total debt ratio Co-borrowers Non-occupant co-borrowers are not allowed Eligible products Fixed-rate: 30 year and 15 year; ARMs: 10/1, 7/1 and 5/1 Employment requirements Eligible customers must have completed their medical residency within the most recent 36 months from the application date and be a practicing medical doctor (verified with a copy of their license.) Customers with fewer than six months left in their residency who have accepted a permanent position (verified by a fully executed employment offer letter) may be eligible:… Read More »

Denver October 2011 Real Estate Sales

October residential closings for Metrolist posted an increase of 8.9% over this time last year. This is the 5th month in a row in which residential closings showed an increase over the same period last year. Inventory continues to drop with only 11,504 residential homes on the market, a 30% reduction from October 2010. The condo market was very active in October posting a 24.7% increase in closings versus October of 2010. Inventory continues to drop in the condo market as well with only 2,652 condos on the market a 45% reduction compared to this time last year. October 2011… Read More »

HUD announces $100 Down Payment program. WOW! What a great time to buy a home $100 Down, Rates at in the 4% range and prices are lower than they have been in years!

It only takes a $100 down payment for an owner-occupant to buy a HUD foreclosure in the Denver area. Previously, it required a 3.5 percent down payment. The $100 down payment policy kicked off last Friday. The new rule should boost the sale of homes owned by the U.S. Department of Housing and Urban Development. Not only will the new program be good for buyers who are cash-strapped, or don’t want to spend the money, but it also will help HUD liquidate its portfolio quicker. The program is available to owner-occupants only, not investors. Buyers using this program must get… Read More »

Colorado foreclosure filings decline

Foreclosure filings in Colorado continued to decline in the second quarter, dropping almost 30 percent from the same months of 2010, according to a state report Thursday. Public trustees reported 7,233 foreclosure filings in the second quarter with 5,333 sales at auction being completed. Both numbers are down from the same period in 2010, when there were 10,233 filings and 5,887 homes sold, according to the Colorado Division of Housing’s second-quarter foreclosure report. That’s the state’s second-lowest quarterly total since 2007, according to the report.

August Existing-Home Sales Rise Despite Headwinds, Up Strongly from a Year Ago

Washington, DC, September 21, 2011 Existing-home sales increased in August, even with ongoing tight credit and appraisal problems, along with regional disruptions created by Hurricane Irene, according to the National Association of Realtors®. Monthly gains were seen in all regions. Total existing-home sales1, which are completed transactions that include single-family, townhomes, condominiums and co-ops, rose 7.7 percent to a seasonally adjusted annual rate of 5.03 million in August from an upwardly revised 4.67 million in July, and are 18.6 percent higher than the 4.24 million unit level in August 2010. Lawrence Yun, NAR chief economist, said there are some positive… Read More »

How Long Does the Typical Foreclosure Process Take in Denver Colorado?

DELINQUENCY:The day after a payment is due, a loan is DELINQUENT. If the grace period runs until the 16th of each month (as it does for all FHA loans) and payments are posted each month on the 10th, then the loan becomes DELINQUENT for a short period each month.   DEFAULT:A loan is IN DEFAULT as soon as any payment has been due and unpaid for more than 30 days. Lenders often have subdivided collection departments dealing with loans that are in different stages of default.   FORECLOSURE:When a lender says a loan is in FORECLOSURE, they usually mean that… Read More »

Can I still buy a Home with No Money Down?

At the present time I am unaware of any loan programs that allow for zero down other than VA (if you are a veteran),  but there are many programs that allow for $1000 total due from the buyer.  Below are some of the programs in the Denver Metro Area. They are income limited. Example if you’re household makes less than $87,200 per year for a 1-2 person household you should qualify. Most of the programs have very minimal credit requirements and easy to qualify for. Contact us at 303-886-5991 or paul@theedgegroup.net for more info.